{"id":108193,"date":"2024-06-07T09:50:24","date_gmt":"2024-06-07T07:50:24","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=108193"},"modified":"2024-06-07T09:50:29","modified_gmt":"2024-06-07T07:50:29","slug":"korisnicima-minusa-na-tekucem-racunu-ostalo-je-jos-malo-vremena","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2024\/06\/korisnicima-minusa-na-tekucem-racunu-ostalo-je-jos-malo-vremena\/","title":{"rendered":"Korisnicima minusa na teku\u0107em ra\u010dunu ostalo je jo\u0161 malo vremena"},"content":{"rendered":"\n<p>Pre\u0161utni minusi uskoro odlaze u povijest, a gra\u0111ani se do 30. lipnja trebaju javiti svojim bankama kako bi ugovorili dopu\u0161tena prekora\u010denja. U suprotnom, vi\u0161e ne\u0107e mo\u0107i koristiti pre\u0161utna prekora\u010denja.<\/p>\n\n\n\n<p>&#8220;Ono \u0161to su iskoristili, to \u0107e morati vratiti. Banke \u0107e omogu\u0107iti da se taj iznos vrati u 12 mjese\u010dnih rata&#8221;, poja\u0161njavaju iz HNB-a za <a href=\"https:\/\/n1info.hr\/biznis\/ukidaju-se-presutni-minusi-na-kraju-lipnja\/\" target=\"_blank\" rel=\"noreferrer noopener\">N1 televiziju<\/a>.<\/p>\n\n\n\n<p>&#8220;Banke \u0107e klijentima, koji su u odre\u0111enom iznosu koristili pre\u0161utno prekora\u010denje i ne \u017eele ugovoriti dopu\u0161teno prekora\u010denje, omogu\u0107iti otplatu u minimalno 12 rata pri \u010demu kamatna stopa ne\u0107e biti vi\u0161a od one koja se primjenjuje na dopu\u0161tena prekora\u010denja&#8221;, pojasnili su iz Hrvatske udruge banaka (HUB).<\/p><div id=\"mojev-4136582447\" class=\"mojev-u-tekstu mojev-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Prikazni 1 u tekstu -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"8535551207\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n\n\n\n<p>&#8220;Ako i nakon toga banke odlu\u010de odobravati pre\u0161utna prekora\u010denja, mo\u0107i \u0107e ih odobravati maksimalno do iznosa jedne pla\u0107e (mirovine) i po kamatnoj stopi koja mo\u017ee biti vi\u0161a od one za dopu\u0161tena prekora\u010denja jer se na pre\u0161utna prekora\u010denja vi\u0161e ne\u0107e primjenjivati ograni\u010denje efektivne kamatne stope\u201d, isti\u010du iz HNB-a.<\/p>\n\n\n\n<p>Potro\u0161a\u010di \u0107e i dalje mo\u0107i ugovoriti dopu\u0161teno prekora\u010denje, na na\u010din da podnesu zahtjev, prema vlastitim potrebama za financijskim sredstvima, a banke \u0107e te zahtjeve obra\u0111ivati u skladu s poslovnom politikom, javlja N1.<\/p>\n\n\n\n<p>&#8220;Gra\u0111anima koji koriste prekora\u010denje po teku\u0107em ra\u010dunu za svoje redovne ili povremene financijske potrebe u interesu je ugovoriti dopu\u0161teno prekora\u010denje umjesto pre\u0161utnog&#8221;, objavio je ranije\u00a0HNB.<\/p>\n<div id=\"mojev-2367723437\" class=\"mojev-kraj-teksta mojev-entity-placement\" style=\"margin-bottom: 20px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Display-1 -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"1465712950\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Potro\u0161a\u010di \u0107e i dalje mo\u0107i ugovoriti dopu\u0161teno prekora\u010denje, na na\u010din da podnesu zahtjev, prema vlastitim potrebama za financijskim sredstvima, a banke \u0107e te zahtjeve obra\u0111ivati u skladu s poslovnom politikom.<\/p>\n","protected":false},"author":1,"featured_media":88774,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[847,17,4028],"class_list":["post-108193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti","tag-banke","tag-novac","tag-tekuci-racuni"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/108193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=108193"}],"version-history":[{"count":0,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/108193\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/88774"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=108193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=108193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=108193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}