{"id":143577,"date":"2025-10-27T11:18:19","date_gmt":"2025-10-27T10:18:19","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=143577"},"modified":"2025-10-27T11:18:20","modified_gmt":"2025-10-27T10:18:20","slug":"litva-mijenja-drugi-mirovinski-stup-gradanima-vise-kontrole-nad-stednjom","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2025\/10\/litva-mijenja-drugi-mirovinski-stup-gradanima-vise-kontrole-nad-stednjom\/","title":{"rendered":"Litva mijenja drugi mirovinski stup: Gra\u0111anima vi\u0161e kontrole nad \u0161tednjom"},"content":{"rendered":"\n<p>Od 1. sije\u010dnja 2026. godine Litva uvodi zna\u010dajne promjene u drugi mirovinski stup, a stru\u010dnjaci su podijeljeni oko toga isplati li se gra\u0111anima ostati u sustavu ili u njega tek sada u\u0107i.<\/p>\n\n\n\n<p>Naime, dosad su svi radnici koji nisu odabrali \u0161tednju u drugostupnom fondu, automatski bili uklju\u010deni u drugi stup svake godine 2. sije\u010dnja uz mogu\u0107nost odjave u roku od \u0161est mjeseci. Ta \u0107e se praksa ukinuti. Novi radnici vi\u0161e ne\u0107e biti automatski uklju\u010deni, ve\u0107 \u0107e im dr\u017eava samo ponuditi mogu\u0107nost da dobrovoljno u\u0111u u drugi stup.<\/p>\n\n\n\n<p>Drugi mirovinski stup u Litvi funkcionira tako da radnici upla\u0107uju tri posto svoje bruto pla\u0107e, dok dr\u017eava dodaje jo\u0161 1,5 posto prosje\u010dne nacionalne pla\u0107e. Za 2025. godinu to iznosi 30,33 eura mjese\u010dno.<\/p><div id=\"mojev-3743339437\" class=\"mojev-u-tekstu mojev-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Prikazni 1 u tekstu -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"8535551207\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u0160to s onima koji su sada u drugom stupu?<\/h3>\n\n\n\n<p>Gra\u0111ani koji ve\u0107 \u0161tede mo\u0107i \u0107e privremeno prekinuti uplate na godinu dana, a nakon toga \u0107e mo\u0107i produljiti pauzu. Tako\u0111er \u0107e imati pravo jednom povu\u0107i do 25 posto vlastitih u\u0161te\u0111enih sredstava.  Ako to pravo ne iskoriste, mo\u0107i \u0107e ga iskoristiti prilikom odlaska u mirovinu, bez dodatnog poreza.<\/p>\n\n\n\n<p>U iznimnim situacijama, poput gubitka vi\u0161e od 70 posto radne sposobnosti, te\u0161ke bolesti ili potrebe za palijativnom skrbi, bit \u0107e dopu\u0161ten i puni prijevremeni povrat sredstava, a \u0161to ranije nije bilo mogu\u0107e.<\/p>\n\n\n\n<p>Gra\u0111ani koji \u017eele po\u010deti \u0161tedjeti u drugom stupu moraju sklopiti ugovor s jednim od \u0161est mirovinskih fondova: SEB, Artea, Swedbank, Luminor, Allianz ili Goindex. Nakon potpisivanja ugovora, tri posto bruto pla\u0107e automatski se mjese\u010dno upla\u0107uje u odabrani fond, bez daljnjih administrativnih obaveza.<\/p>\n\n\n\n<p>Dio analiti\u010dara tvrdi da \u0107e nove mjere pove\u0107ati povjerenje u mirovinsku \u0161tednju, no drugi dio upozorava da \u0107e ukidanje automatskog ulaska u kapitaliziranu \u0161tednju usporiti rast fondova i dovesti do manjeg broja \u0161tedi\u0161a u budu\u0107nosti.<\/p>\n<div id=\"mojev-877983086\" class=\"mojev-kraj-teksta mojev-entity-placement\" style=\"margin-bottom: 20px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Display-1 -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"1465712950\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Litva mijenja pravila drugog mirovinskog stupa: vi\u0161e ne\u0107e biti automatskog uklju\u010divanja, a \u0161tednju \u0107e biti mogu\u0107e privremeno pauzirati ili djelomi\u010dno podi\u0107i.<\/p>\n","protected":false},"author":1,"featured_media":76174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[1133,4825,1116],"class_list":["post-143577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti","tag-drugi-stup","tag-litva","tag-mirovinska-reforma"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/143577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=143577"}],"version-history":[{"count":5,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/143577\/revisions"}],"predecessor-version":[{"id":143582,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/143577\/revisions\/143582"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/76174"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=143577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=143577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=143577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}