{"id":151336,"date":"2026-03-24T11:59:09","date_gmt":"2026-03-24T10:59:09","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=151336"},"modified":"2026-03-24T12:00:59","modified_gmt":"2026-03-24T11:00:59","slug":"hrvatska-na-82-posto-mirovine-ne-pokrivaju-ni-troskove-zivota-ali-ima-i-gorih","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2026\/03\/hrvatska-na-82-posto-mirovine-ne-pokrivaju-ni-troskove-zivota-ali-ima-i-gorih\/","title":{"rendered":"Hrvatska na 82 posto: Mirovine ne pokrivaju ni tro\u0161kove \u017eivota, ali ima i gorih"},"content":{"rendered":"\n<p>Jesu li dr\u017eavne mirovine u Europi dovoljne za pokrivanje tro\u0161kova \u017eivota? U 20 od 39 europskih zemalja nisu, pokazuje istra\u017eivanje tvrtke za obra\u010dun pla\u0107a i ljudske resurse <em>Moorepay<\/em>.  Kada bi se u taj tro\u0161ak ura\u010dunao i najam stana, taj bi broj vjerojatno bio znatno ve\u0107i.<\/p>\n\n\n\n<p>U 39 europskih zemalja, uklju\u010duju\u0107i \u010dlanice EU-a, zemlje kandidatkinje, dr\u017eave EFTA-e i Ujedinjeno Kraljevstvo,  udio mirovina u tro\u0161kovima \u017eivota kre\u0107e se od 22 posto u Gruziji do 225 posto u Luksemburgu.<\/p>\n\n\n\n<p>Podaci se odnose na tro\u0161kove \u017eivota jedne osobe i jednu mirovinu krajem listopada 2025. godine. Moorepay je prikupio podatke o prosje\u010dnim mirovinama, dok podaci o tro\u0161kovima \u017eivota dolaze iz baze Numbeo i predstavljaju nacionalni prosjek.<\/p><div id=\"mojev-742402725\" class=\"mojev-u-tekstu mojev-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Prikazni 1 u tekstu -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"8535551207\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u017dive ko bubrezi u loju<\/h2>\n\n\n\n<p>Primjerice, u Luksemburgu prosje\u010dna dr\u017eavna mirovina iznosi 28.790 eura, a tro\u0161kovi \u017eivota 12.791 euro. Dakle, dr\u017eavna mirovina vi\u0161e je nego dvostruko ve\u0107a od tro\u0161kova \u017eivota. Dobro je i u Italiji (210 posto), Finskoj (208), \u0160panjolskoj (199) i Danskoj (189).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gdje mirovine ne pokrivaju tro\u0161ak \u017eivota?<\/h2>\n\n\n\n<p>Slovenija ple\u0161e na rubu sa 95 posti, a slijede ju Slova\u010dka (94 posto), Estonija (91), Portugal (90), Crna Gora (89), Litva (85), Hrvatska (82) i Ma\u0111arska (81). <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gdje je najgore?<\/h2>\n\n\n\n<p>Najgore je u Gruziji gdje mirovine pokriva 22 posto tro\u0161ka \u017eivljenja, a nisu daleko odmaknule ni Albanija, Ukrajina i Moldavija. U BiH udio mirovina u tro\u0161kovima \u017eivota iznosi 53 posto, u Makedoniji 61 posto, a u Srbiji 68 posto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Stvar perspektive?<\/h2>\n\n\n\n<p>U kontekst ovog istra\u017eivanja, a koje je objavio <em>Euronews<\/em>, mo\u017eda bi trebalo uvesti i &#8220;balkansku&#8221; perspektivu. Kada bi se u tro\u0161ak \u017eivota uklju\u010dilo stanovanje, poredak dr\u017eava mogao bi se bitno promijeniti, jer su Hrvatska i zemlje regije me\u0111u europskim prvacima po vlasni\u0161tvu nad nekretninama. Velik dio umirovljenika \u017eivi u vlastitim stanovima ili ku\u0107ama, bez najamnine koja u zapadnoj i sjevernoj Europi predstavlja najve\u0107i pojedina\u010dni tro\u0161ak.<\/p>\n\n\n\n<p>Dakako, to ne zna\u010di da su dr\u017eavne mirovine u Hrvatskoj dovoljne, nego da drugdje mo\u017eda i nisu tako velike kao \u0161to se \u010dini.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<iframe title=\"Udio prosje\u010dne dr\u017eavne mirovine u tro\u0161kovima \u017eivota u Europi (2025.)\" aria-label=\"Bar Chart\" id=\"datawrapper-chart-gj9kg\" src=\"https:\/\/datawrapper.dwcdn.net\/gj9kg\/1\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"1127\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">window.addEventListener(\"message\",function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[\"datawrapper-height\"][t]+\"px\";r.style.height=d}}});<\/script>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n<div id=\"mojev-2918748878\" class=\"mojev-kraj-teksta mojev-entity-placement\" style=\"margin-bottom: 20px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Display-1 -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"1465712950\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Prosje\u010dna dr\u017eavna mirovina u Hrvatskoj pokriva tek oko 82 posto osnovnih tro\u0161kova \u017eivota, pokazuje novo europsko istra\u017eivanje, \u0161to zemlju svrstava me\u0111u dr\u017eave u kojima stariji gra\u0111ani bez dodatnih prihoda te\u0161ko mogu zatvoriti mjese\u010dni bud\u017eet. Ipak, situacija je u dijelu jugoisto\u010dne Europe jo\u0161 te\u017ea.<\/p>\n","protected":false},"author":1,"featured_media":151347,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[18,236],"class_list":["post-151336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti","tag-mirovine","tag-standard"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/151336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=151336"}],"version-history":[{"count":13,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/151336\/revisions"}],"predecessor-version":[{"id":151350,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/151336\/revisions\/151350"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/151347"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=151336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=151336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=151336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}