{"id":159299,"date":"2026-08-28T06:21:00","date_gmt":"2026-08-28T04:21:00","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=159299"},"modified":"2026-08-28T01:27:56","modified_gmt":"2026-08-27T23:27:56","slug":"nova-najniza-starosna-mirovina-za-40-godina-staza-iznosi-663-eura","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2026\/08\/nova-najniza-starosna-mirovina-za-40-godina-staza-iznosi-663-eura\/","title":{"rendered":"Nova najni\u017ea starosna mirovina za 40 godina sta\u017ea iznosi 663 eura"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Najni\u017ea starosna mirovina za 40 godina sta\u017ea od 1. srpnja 2026. godine iznosi 663,20 eura. Budu\u0107i da prelazi osobni odbitak od 600 eura, umirovljeniku \u0107e se na dio mirovine obra\u010dunati porez.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Naime nakon novog uskla\u0111ivanja aktualna vrijednost mirovine (AVM), temeljni parametar koji odre\u0111uje visinu svih mirovina, iznosi 15,64 eura, a vrijednost najni\u017ee mirovine za jednu godinu sta\u017ea 16,58 eura. Za redovnu starosnu mirovinu novi iznosi izgledaju ovako:<\/p>\n\n\n\n<style>\n.mv-mirovina-tablica-wrap {\n  width: 100%;\n  margin: 24px 0;\n  overflow-x: auto;\n  -webkit-overflow-scrolling: touch;\n}\n\n.mv-mirovina-tablica {\n  width: 100%;\n  border-collapse: collapse;\n  font-family: inherit;\n  font-size: inherit;\n  line-height: inherit;\n  background: #fff;\n}\n\n.mv-mirovina-tablica th,\n.mv-mirovina-tablica td {\n  padding: 14px 16px;\n  border: 1px solid #ddd;\n  font-family: inherit;\n  font-size: 1em;\n  line-height: 1.45;\n  text-align: right;\n  vertical-align: middle;\n}\n\n.mv-mirovina-tablica th {\n  color: #fff;\n  background: #db4848;\n  font-weight: 700;\n}\n\n.mv-mirovina-tablica th:first-child,\n.mv-mirovina-tablica td:first-child {\n  text-align: left;\n}\n\n.mv-mirovina-tablica tbody tr:nth-child(even) {\n  background: #f8f8f8;\n}\n\n.mv-mirovina-tablica strong {\n  font-weight: 700;\n}\n\n@media (max-width: 700px) {\n  .mv-mirovina-tablica,\n  .mv-mirovina-tablica tbody,\n  .mv-mirovina-tablica tr,\n  .mv-mirovina-tablica td {\n    display: block;\n    width: 100%;\n  }\n\n  .mv-mirovina-tablica thead {\n    display: none;\n  }\n\n  .mv-mirovina-tablica tr {\n    box-sizing: border-box;\n    margin-bottom: 14px;\n    border: 1px solid #ddd;\n    border-left: 5px solid #db4848;\n    background: #fff;\n  }\n\n  .mv-mirovina-tablica td {\n    box-sizing: border-box;\n    display: flex;\n    align-items: flex-start;\n    justify-content: space-between;\n    gap: 20px;\n    padding: 12px 13px;\n    border: 0;\n    border-bottom: 1px solid #eee;\n    text-align: right;\n  }\n\n  .mv-mirovina-tablica td:last-child {\n    border-bottom: 0;\n  }\n\n  .mv-mirovina-tablica td::before {\n    content: attr(data-label);\n    flex: 1 1 58%;\n    color: #555;\n    font-weight: 700;\n    text-align: left;\n  }\n}\n<\/style>\n\n<div class=\"mv-mirovina-tablica-wrap\">\n  <table class=\"mv-mirovina-tablica\">\n    <thead>\n      <tr>\n        <th scope=\"col\">Mirovinski sta\u017e<\/th>\n        <th scope=\"col\">Najni\u017ea starosna mirovina<\/th>\n        <th scope=\"col\">Oporezivi dio<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">45 godina<\/td>\n        <td data-label=\"Najni\u017ea starosna mirovina\"><strong>746,10 \u20ac<\/strong><\/td>\n        <td data-label=\"Oporezivi dio\">146,10 \u20ac<\/td>\n      <\/tr>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">40 godina<\/td>\n        <td data-label=\"Najni\u017ea starosna mirovina\"><strong>663,20 \u20ac<\/strong><\/td>\n        <td data-label=\"Oporezivi dio\">63,20 \u20ac<\/td>\n      <\/tr>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">35 godina<\/td>\n        <td data-label=\"Najni\u017ea starosna mirovina\"><strong>580,30 \u20ac<\/strong><\/td>\n        <td data-label=\"Oporezivi dio\">nema<\/td>\n      <\/tr>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">30 godina<\/td>\n        <td data-label=\"Najni\u017ea starosna mirovina\"><strong>497,40 \u20ac<\/strong><\/td>\n        <td data-label=\"Oporezivi dio\">nema<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Koliko ostaje nakon poreza?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Osnovni osobni odbitak iznosi 600 eura pa se na najni\u017ee mirovine za 30 i 35 godina sta\u017ea ne pla\u0107a porez. Kod 40 godina sta\u017ea oporezuju se 63,20 eura, a kod 45 godina sta\u017ea 146,10 eura. Na taj se dio primjenjuje porezna stopa grada ili op\u0107ine u kojoj umirovljenik \u017eivi, nakon \u010dega se obra\u010dunati porez umanjuje za 50 posto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Najni\u017ea stopa koja se primjenjuje u Hrvatskoj iznosi 15 posto, a najvi\u0161a 23 posto. Stopu od 15 posto imaju Ba\u0161ka, Civljane, Kapela, Kolan, Molve, Novalja, Punat, Stari Jankovci, Trilj i Vrsi, a stopu od 23 posto Zagreb.<\/p>\n\n\n\n<style>\n.mv-porez-tablica-wrap {\n  width: 100%;\n  margin: 24px 0;\n  overflow-x: auto;\n  -webkit-overflow-scrolling: touch;\n}\n\n.mv-porez-tablica {\n  width: 100%;\n  border-collapse: collapse;\n  font-family: inherit;\n  font-size: inherit;\n  line-height: inherit;\n  background: #fff;\n}\n\n.mv-porez-tablica th,\n.mv-porez-tablica td {\n  padding: 14px 12px;\n  border: 1px solid #ddd;\n  font-family: inherit;\n  font-size: 1em;\n  line-height: 1.45;\n  text-align: right;\n  vertical-align: middle;\n}\n\n.mv-porez-tablica th {\n  color: #fff;\n  background: #db4848;\n  font-weight: 700;\n}\n\n.mv-porez-tablica th:first-child,\n.mv-porez-tablica td:first-child {\n  text-align: left;\n}\n\n.mv-porez-tablica tbody tr:nth-child(even) {\n  background: #f8f8f8;\n}\n\n.mv-porez-tablica strong {\n  font-weight: 700;\n}\n\n@media (max-width: 700px) {\n  .mv-porez-tablica,\n  .mv-porez-tablica tbody,\n  .mv-porez-tablica tr,\n  .mv-porez-tablica td {\n    display: block;\n    width: 100%;\n  }\n\n  .mv-porez-tablica thead {\n    display: none;\n  }\n\n  .mv-porez-tablica tr {\n    box-sizing: border-box;\n    margin-bottom: 16px;\n    border: 1px solid #ddd;\n    border-left: 5px solid #db4848;\n    background: #fff;\n  }\n\n  .mv-porez-tablica td {\n    box-sizing: border-box;\n    display: flex;\n    align-items: flex-start;\n    justify-content: space-between;\n    gap: 20px;\n    padding: 12px 13px;\n    border: 0;\n    border-bottom: 1px solid #eee;\n    text-align: right;\n  }\n\n  .mv-porez-tablica td:last-child {\n    border-bottom: 0;\n  }\n\n  .mv-porez-tablica td::before {\n    content: attr(data-label);\n    flex: 1 1 58%;\n    color: #555;\n    font-weight: 700;\n    text-align: left;\n  }\n}\n<\/style>\n\n<div class=\"mv-porez-tablica-wrap\">\n  <table class=\"mv-porez-tablica\">\n    <thead>\n      <tr>\n        <th scope=\"col\">Mirovinski sta\u017e<\/th>\n        <th scope=\"col\">Najni\u017ea starosna mirovina<\/th>\n        <th scope=\"col\">Najni\u017ea stopa (15%)<\/th>\n        <th scope=\"col\">Najvi\u0161a stopa \u2013 Zagreb (23%)<\/th>\n        <th scope=\"col\">Isplata nakon poreza<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">45 godina<\/td>\n        <td data-label=\"Najni\u017ea mirovina\"><strong>746,10 \u20ac<\/strong><\/td>\n        <td data-label=\"Najni\u017ea stopa (15%)\">10,96 \u20ac<\/td>\n        <td data-label=\"Najvi\u0161a stopa \u2013 Zagreb (23%)\">16,80 \u20ac<\/td>\n        <td data-label=\"Isplata nakon poreza\"><strong>od 729,30 do 735,14 \u20ac<\/strong><\/td>\n      <\/tr>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">40 godina<\/td>\n        <td data-label=\"Najni\u017ea mirovina\"><strong>663,20 \u20ac<\/strong><\/td>\n        <td data-label=\"Najni\u017ea stopa (15%)\">4,74 \u20ac<\/td>\n        <td data-label=\"Najvi\u0161a stopa \u2013 Zagreb (23%)\">7,27 \u20ac<\/td>\n        <td data-label=\"Isplata nakon poreza\"><strong>od 655,93 do 658,46 \u20ac<\/strong><\/td>\n      <\/tr>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">35 godina<\/td>\n        <td data-label=\"Najni\u017ea mirovina\"><strong>580,30 \u20ac<\/strong><\/td>\n        <td data-label=\"Najni\u017ea stopa (15%)\">0 \u20ac<\/td>\n        <td data-label=\"Najvi\u0161a stopa \u2013 Zagreb (23%)\">0 \u20ac<\/td>\n        <td data-label=\"Isplata nakon poreza\"><strong>580,30 \u20ac<\/strong><\/td>\n      <\/tr>\n      <tr>\n        <td data-label=\"Mirovinski sta\u017e\">30 godina<\/td>\n        <td data-label=\"Najni\u017ea mirovina\"><strong>497,40 \u20ac<\/strong><\/td>\n        <td data-label=\"Najni\u017ea stopa (15%)\">0 \u20ac<\/td>\n        <td data-label=\"Najvi\u0161a stopa \u2013 Zagreb (23%)\">0 \u20ac<\/td>\n        <td data-label=\"Isplata nakon poreza\"><strong>497,40 \u20ac<\/strong><\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u0160to je najni\u017ea mirovina?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Najni\u017ea mirovina nije jedinstvena svota koju primaju svi umirovljenici s niskim prihodima. Rije\u010d je o za\u0161titnom institutu za osiguranike kojima bi mirovina izra\u010dunata prema pla\u0107ama, osobnim bodovima i sta\u017eu bila ni\u017ea od zakonski zajam\u010denog iznosa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HZMO najprije izra\u010dunava mirovinu prema redovnoj formuli. Ako je dobiveni iznos ni\u017ei od najni\u017ee mirovine, korisniku koji mirovinu ostvaruje prema Zakonu o mirovinskom osiguranju po slu\u017ebenoj se du\u017enosti odre\u0111uje povoljniji, zajam\u010deni iznos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Najni\u017ea mirovina odre\u0111uje se za svaku godinu sta\u017ea u visini 106 posto aktualne vrijednosti mirovine (AVM), uz primjenu polaznog i mirovinskog faktora. HZMO pritom uzima u obzir puni sta\u017e izra\u017een u godinama, mjesecima i danima. Za to\u010dno 40 godina sta\u017ea ra\u010dun je jednostavan: 16,58 eura puta 40 godina daje 663,20 eura.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Najni\u017ea starosna mirovina za 40 godina sta\u017ea iznosi 663,20 eura prije poreza. Iznosi za 30 do 45 godina sta\u017ea ovise i o lokalnoj stopi poreza na dohodak.<\/p>\n","protected":false},"author":9,"featured_media":156929,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4947],"tags":[18,3571],"class_list":["post-159299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mirovina","tag-mirovine","tag-najniza-mirovina"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/159299","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=159299"}],"version-history":[{"count":14,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/159299\/revisions"}],"predecessor-version":[{"id":159313,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/159299\/revisions\/159313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/156929"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=159299"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=159299"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=159299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}