{"id":162808,"date":"2026-10-31T08:31:14","date_gmt":"2026-10-31T07:31:14","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=162808"},"modified":"2026-10-31T08:31:15","modified_gmt":"2026-10-31T07:31:15","slug":"zene-imaju-92-eura-nize-mirovine-ali-nakon-40-godina-staza-razlika-se-topi","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2026\/10\/zene-imaju-92-eura-nize-mirovine-ali-nakon-40-godina-staza-razlika-se-topi\/","title":{"rendered":"\u017dene imaju 92 eura ni\u017ee mirovine, ali nakon 40 godina sta\u017ea razlika se topi"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u017dene u Hrvatskoj primaju prosje\u010dno 92 eura ni\u017eu starosnu mirovinu od mu\u0161karaca. Me\u0111utim, me\u0111u umirovljenicima s dugim radnim vijekom ta je razlika znatno manja. Hrvatska pritom ima manji jaz izme\u0111u mu\u0161kih i \u017eenskih mirovina od prosjeka Europske unije, pokazuju podaci Hrvatskog zavoda za mirovinsko osiguranje (HZMO) i Eurostata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema podacima HZMO-a za srpanj 2026. godine, mu\u0161karci koji primaju redovnu starosnu mirovinu u prosjeku dobivaju 772,22 eura, a \u017eene 680,13 eura. Razlika iznosi 92,09 eura, odnosno 11,9 posto. No mu\u0161karci u toj skupini imaju prosje\u010dno 33 godine i sedam mjeseci sta\u017ea, a \u017eene 31 godinu i tri mjeseca.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zato smo izdvojili skupinu korisnika starosne mirovine s najmanje 40 godina sta\u017ea koji su navr\u0161ili 65 godina \u017eivota. U njoj je prosje\u010dni sta\u017e mu\u0161karaca i \u017eena gotovo identi\u010dan, oko 43 godine i tri mjeseca.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nakon 43 godine sta\u017ea razlika samo 14 eura<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111u 54.784 mu\u0161karca u toj skupini prosje\u010dna mirovina iznosi 1.029,62 eura, dok 41.191 \u017eena prima prosje\u010dno 1.015,79 eura. Razlika je 13,83 eura ili 1,34 posto, iako \u017eene imaju prosje\u010dno tri dana vi\u0161e mirovinskog sta\u017ea.<\/p>\n\n\n\n<div class=\"mv-mirovine-graf\">\n  <style>\n    .mv-mirovine-graf {\n      max-width: 720px;\n      margin: 28px auto;\n      padding: 22px;\n      border: 1px solid #e3e6ea;\n      border-radius: 14px;\n      background: #fff;\n      color: #242b35;\n      font-family: Arial, sans-serif;\n      box-sizing: border-box;\n    }\n    .mv-mirovine-graf * { box-sizing: border-box; }\n    .mv-mirovine-graf .mv-title {\n      font-size: 21px;\n      font-weight: 700;\n      line-height: 1.3;\n      margin-bottom: 8px;\n    }\n    .mv-mirovine-graf .mv-subtitle,\n    .mv-mirovine-graf .mv-source {\n      font-size: 12px;\n      line-height: 1.5;\n      color: #687381;\n    }\n    .mv-mirovine-graf .mv-legend {\n      display: flex;\n      justify-content: center;\n      gap: 18px;\n      font-size: 12px;\n      margin: 22px 0;\n    }\n    .mv-mirovine-graf .mv-dot {\n      display: inline-block;\n      width: 10px;\n      height: 10px;\n      border-radius: 3px;\n      margin-right: 5px;\n    }\n    .mv-mirovine-graf .mv-men { background: #64748b; }\n    .mv-mirovine-graf .mv-women { background: #db4848; }\n    .mv-mirovine-graf .mv-panels {\n      display: grid;\n      grid-template-columns: 1fr 1fr;\n      gap: 20px;\n    }\n    .mv-mirovine-graf .mv-panel-title {\n      min-height: 48px;\n      font-size: 14px;\n      font-weight: bold;\n      line-height: 1.4;\n      text-align: center;\n    }\n    .mv-mirovine-graf .mv-bars {\n      height: 210px;\n      display: flex;\n      align-items: flex-end;\n      justify-content: center;\n      gap: 12px;\n      border-bottom: 1px solid #dbe0e5;\n    }\n    .mv-mirovine-graf .mv-item {\n      flex: 1;\n      max-width: 95px;\n      height: 100%;\n      display: flex;\n      flex-direction: column;\n      justify-content: flex-end;\n      align-items: center;\n      gap: 6px;\n    }\n    .mv-mirovine-graf .mv-value {\n      font-weight: 700;\n      font-size: 13px;\n      white-space: nowrap;\n    }\n    .mv-mirovine-graf .mv-bar {\n      width: 100%;\n      border-radius: 5px 5px 0 0;\n    }\n    .mv-mirovine-graf .mv-label {\n      font-size: 12px;\n      text-align: center;\n      margin: 9px 0 13px;\n    }\n    .mv-mirovine-graf .mv-difference {\n      background: #f1f3f6;\n      border-radius: 9px;\n      padding: 12px 6px;\n      text-align: center;\n    }\n    .mv-mirovine-graf .mv-difference small {\n      display: block;\n      font-size: 11px;\n      color: #657080;\n      margin-bottom: 3px;\n    }\n    .mv-mirovine-graf .mv-difference strong {\n      font-size: 23px;\n      color: #242b35;\n    }\n    .mv-mirovine-graf .mv-source {\n      margin-top: 18px;\n      padding-top: 12px;\n      border-top: 1px solid #e3e6ea;\n    }\n    @media(max-width:480px) {\n      .mv-mirovine-graf { padding: 13px; }\n      .mv-mirovine-graf .mv-title { font-size: 18px; }\n      .mv-mirovine-graf .mv-panels { gap: 12px; }\n      .mv-mirovine-graf .mv-panel-title {\n        font-size: 12px;\n        min-height: 65px;\n      }\n      .mv-mirovine-graf .mv-bars { gap: 6px; height: 165px; }\n      .mv-mirovine-graf .mv-value { font-size: 11px; }\n      .mv-mirovine-graf .mv-label { font-size: 10px; }\n      .mv-mirovine-graf .mv-difference strong { font-size: 19px; }\n    }\n  <\/style>\n\n  <div class=\"mv-title\">\n    \u017dene i mu\u0161karci: koliko se razlikuju mirovine?\n  <\/div>\n  <div class=\"mv-subtitle\">\n    Prosje\u010dne netomirovine u Hrvatskoj, srpanj 2026.\n  <\/div>\n\n  <div class=\"mv-legend\">\n    <span><i class=\"mv-dot mv-men\"><\/i>Mu\u0161karci<\/span>\n    <span><i class=\"mv-dot mv-women\"><\/i>\u017dene<\/span>\n  <\/div>\n\n  <div class=\"mv-panels\">\n    <div>\n      <div class=\"mv-panel-title\">\n        Redovna starosna mirovina\n      <\/div>\n      <div class=\"mv-bars\">\n        <div class=\"mv-item\">\n          <div class=\"mv-value\">772 \u20ac<\/div>\n          <div class=\"mv-bar mv-men\" style=\"height:70.2%\"><\/div>\n        <\/div>\n        <div class=\"mv-item\">\n          <div class=\"mv-value\">680 \u20ac<\/div>\n          <div class=\"mv-bar mv-women\" style=\"height:61.8%\"><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"mv-label\">Mu\u0161karci \/ \u017eene<\/div>\n      <div class=\"mv-difference\">\n        <small>Razlika u mirovini<\/small>\n        <strong>92,09 \u20ac<\/strong>\n      <\/div>\n    <\/div>\n\n    <div>\n      <div class=\"mv-panel-title\">\n        40+ godina sta\u017ea i 65+ godina \u017eivota\n      <\/div>\n      <div class=\"mv-bars\">\n        <div class=\"mv-item\">\n          <div class=\"mv-value\">1.030 \u20ac<\/div>\n          <div class=\"mv-bar mv-men\" style=\"height:93.6%\"><\/div>\n        <\/div>\n        <div class=\"mv-item\">\n          <div class=\"mv-value\">1.016 \u20ac<\/div>\n          <div class=\"mv-bar mv-women\" style=\"height:92.3%\"><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"mv-label\">Mu\u0161karci \/ \u017eene<\/div>\n      <div class=\"mv-difference\">\n        <small>Razlika u mirovini<\/small>\n        <strong>13,83 \u20ac<\/strong>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"mv-source\">\n    U drugoj skupini prosje\u010dni sta\u017e mu\u0161karaca i \u017eena\n    gotovo je jednak (oko 43 godine i 3 mjeseca).\n    Stupci koriste zajedni\u010dku ljestvicu.\n    Izvor: HZMO, Statisti\u010dke informacije 7\/2026.,\n    Tablica 20.-BMU. Bez me\u0111unarodnih ugovora.\n  <\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Gotovo izjedna\u010dene mirovine ne zna\u010de nu\u017eno da su mu\u0161karci i \u017eene tijekom radnog vijeka imali jednake pla\u0107e. Na visinu mirovine utje\u010du zarade, uvjeti umirovljenja i drugi elementi obra\u010duna. Mu\u0161karci u promatranoj skupini imaju i gotovo tri godine vi\u0161u prosje\u010dnu dob pa usporedba obuhva\u0107a razli\u010dite generacije.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ipak, mo\u017eemo re\u0107i da je me\u0111u umirovljenicima s vrlo dugim i gotovo jednakim prosje\u010dnim sta\u017eem razlika znatno manja nego me\u0111u svim korisnicima redovne starosne mirovine.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">U Austriji razlika 35 posto, u Sloveniji manje od deset<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Prema Eurostatovim podacima za 2024. godinu, prosje\u010dna mirovina \u017eena u Europskoj uniji ni\u017ea je za 24,5 posto od mu\u0161ke. Hrvatska je s razlikom od 19,3 posto ispod europskog prosjeka. U Austriji razlika iznosi 35,5 posto, u Njema\u010dkoj 25,8 posto, Italiji 28,6 posto, a Sloveniji 9,6 posto. Najve\u0107i jaz bilje\u017ei Malta s 40,2 posto, dok je u Estoniji najmanji, 5,5 posto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Eurostat pritom promatra mirovinske prihode osoba od 65 godina navi\u0161e, bez izjedna\u010davanja godina sta\u017ea. Zato se me\u0111unarodni postoci ne mogu izravno uspore\u0111ivati s hrvatskim podacima za korisnike s dugim radnim vijekom. Razlike me\u0111u dr\u017eavama povezane su i s njihovim mirovinskim sustavima, uvjetima rada te polo\u017eajem \u017eena na tr\u017ei\u0161tu rada.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Za\u0161to \u017eene imaju ni\u017ee mirovine?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Organizacija za ekonomsku suradnju i razvoj (OECD) u izvje\u0161\u0107u <em>Pensions at a Glance 2025<\/em> navodi da su razlike u mirovinama povezane s ukupnim zaradama tijekom radnog vijeka. Na njih utje\u010du zaposlenost, broj odra\u0111enih sati i visina pla\u0107e. \u017dene \u010de\u0161\u0107e prekidaju karijeru ili rade skra\u0107eno zbog skrbi za djecu i \u010dlanove obitelji, \u0161to se kasnije odra\u017eava na njihova mirovinska prava.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hrvatski podaci pokazuju da je razlika izme\u0111u mu\u0161kih i \u017eenskih mirovina u skupini s dugim i gotovo jednakim prosje\u010dnim sta\u017eem tek ne\u0161to ve\u0107a od jedan posto. To ne zna\u010di da dulji sta\u017e sam po sebi uklanja razlike, ali pokazuje koliko se ukupni prosjeci mogu promijeniti kada se uspore\u0111uju u\u017ee skupine umirovljenika.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u017dene primaju 92 eura ni\u017eu starosnu mirovinu od mu\u0161karaca, no me\u0111u korisnicima s dugim i gotovo jednakim sta\u017eem razlika je znatno manja.<\/p>\n","protected":false},"author":10,"featured_media":158998,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4947],"tags":[18,1899],"class_list":["post-162808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mirovina","tag-mirovine","tag-rodni-jaz"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/162808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=162808"}],"version-history":[{"count":4,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/162808\/revisions"}],"predecessor-version":[{"id":162822,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/162808\/revisions\/162822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/158998"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=162808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=162808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=162808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}