{"id":163673,"date":"2026-11-14T09:43:13","date_gmt":"2026-11-14T08:43:13","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=163673"},"modified":"2026-11-14T10:15:02","modified_gmt":"2026-11-14T09:15:02","slug":"gotovo-polovica-starosnih-umirovljenika-nema-35-godina-staza-evo-kolike-su-im-mirovine","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2026\/11\/gotovo-polovica-starosnih-umirovljenika-nema-35-godina-staza-evo-kolike-su-im-mirovine\/","title":{"rendered":"Gotovo polovica starosnih umirovljenika nema ni 35 godina sta\u017ea: Evo kolike su im mirovine"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Gotovo polovica korisnika starosnih mirovina bez me\u0111unarodnih ugovora nije skupila ni 35 godina mirovinskog sta\u017ea. Me\u0111u njima su i deseci tisu\u0107a onih koji su u mirovinu oti\u0161li s manje od 20 godina sta\u017ea. Najnoviji podaci Hrvatskog zavoda za mirovinsko osiguranje (HZMO) pokazuju koliko primaju i kako se njihove mirovine razlikuju od primanja onih s duljim radnim vijekom.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema podacima za rujan, s isplatom u listopadu, me\u0111u 714.126 korisnika starosnih mirovina njih 335.521 ima manje od 35 godina mirovinskog sta\u017ea. Rije\u010d je o 47 posto korisnika obuhva\u0107enih ovom statistikom. Njihova prosje\u010dna neto mirovina iznosi 579,05 eura, \u0161to je gotovo 170 eura manje od ukupnog prosjeka od 748,96 eura.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Svaki deveti ima manje od 20 godina sta\u017ea<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111u korisnicima starosnih mirovina njih 80.767 ima manje od 20 godina mirovinskog sta\u017ea. To je vi\u0161e od 11 posto svih korisnika iz ove statistike, a njihova prosje\u010dna neto mirovina iznosi samo 403,75 eura.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S duljim sta\u017eem rastu i prosje\u010dne mirovine. Umirovljenici s 20 do 24 godine sta\u017ea primaju prosje\u010dno 501,94 eura, a oni s 25 do 29 godina 625,81 euro. Pregled svih skupina pokazuje koliko se primanja razlikuju ovisno o duljini sta\u017ea.<\/p>\n\n\n\n<style>\n\/* MojeVrijeme.HR: standardni responzivni predlo\u017eak *\/\n.mv-pension-table {\n  width: 100%;\n  margin: 26px 0 55px;\n  font-family: inherit;\n  color: #252525;\n}\n\n.mv-pension-table *,\n.mv-pension-table *::before,\n.mv-pension-table *::after {\n  box-sizing: border-box;\n}\n\n.mv-pension-table .mv-table-box {\n  border: 1px solid #e4e4e4;\n  border-radius: 12px;\n  overflow: hidden;\n  background: #fff;\n}\n\n.mv-pension-table table {\n  width: 100%;\n  margin: 0;\n  border: 0;\n  border-collapse: collapse;\n  font-size: 16px;\n  line-height: 1.6;\n}\n\n.mv-pension-table thead th {\n  padding: 19px 18px;\n  background: #db4848;\n  color: #fff;\n  text-align: left;\n  font-size: 15px;\n  font-weight: 700;\n  line-height: 1.4;\n  border: 0;\n}\n\n.mv-pension-table thead th:last-child {\n  text-align: right;\n}\n\n.mv-pension-table tbody tr:nth-child(even) {\n  background: #f7f7f7;\n}\n\n.mv-pension-table tbody tr:nth-child(odd) {\n  background: #fff;\n}\n\n.mv-pension-table tbody td {\n  padding: 20px 18px;\n  border: 0;\n  border-bottom: 1px solid #e9e9e9;\n  vertical-align: middle;\n  font-size: 16px;\n}\n\n.mv-pension-table tbody tr:last-child td {\n  border-bottom: 0;\n}\n\n.mv-pension-table .mv-amount {\n  color: #db4848;\n  font-weight: 700;\n  text-align: right;\n}\n\n.mv-pension-table .mv-note {\n  padding: 16px 18px;\n  background: #fafafa;\n  border-top: 1px solid #e4e4e4;\n  color: #555;\n  font-size: 13px;\n  font-style: italic;\n  line-height: 1.6;\n}\n\n.mv-pension-table .mv-note strong {\n  color: #252525;\n  font-style: italic;\n}\n\n@media (max-width: 640px) {\n  .mv-pension-table {\n    margin-bottom: 40px;\n  }\n\n  .mv-pension-table .mv-table-box {\n    border: 0;\n    border-radius: 0;\n    overflow: visible;\n    background: transparent;\n  }\n\n  .mv-pension-table table,\n  .mv-pension-table tbody {\n    display: block;\n    width: 100%;\n  }\n\n  .mv-pension-table thead {\n    display: none;\n  }\n\n  .mv-pension-table tbody tr {\n    display: block;\n    margin: 0 0 14px;\n    padding: 17px 16px;\n    border: 1px solid #e4e4e4;\n    border-left: 4px solid #db4848;\n    border-radius: 9px;\n    background: #fff !important;\n  }\n\n  .mv-pension-table tbody td {\n    display: flex;\n    justify-content: space-between;\n    align-items: baseline;\n    gap: 12px;\n    padding: 10px 0;\n    border: 0;\n    font-size: 15px;\n    line-height: 1.5;\n    text-align: right;\n    overflow-wrap: anywhere;\n  }\n\n  .mv-pension-table tbody td::before {\n    content: attr(data-label);\n    flex: 0 0 43%;\n    color: #666;\n    font-size: 13px;\n    font-weight: 600;\n    text-align: left;\n  }\n\n  .mv-pension-table .mv-amount {\n    text-align: right;\n  }\n\n  .mv-pension-table .mv-note {\n    margin-top: 4px;\n    padding: 12px 4px;\n    border: 0;\n    background: transparent;\n    font-size: 12px;\n    font-style: italic;\n  }\n}\n<\/style>\n\n<div class=\"mv-pension-table\">\n  <div class=\"mv-table-box\">\n    <table>\n      <thead>\n        <tr>\n          <th scope=\"col\">Godine sta\u017ea<\/th>\n          <th scope=\"col\">Broj korisnika<\/th>\n          <th scope=\"col\">Prosje\u010dna mirovina<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr>\n          <td data-label=\"Godine sta\u017ea\">Manje od 20<\/td>\n          <td data-label=\"Broj korisnika\">80.767<\/td>\n          <td data-label=\"Prosje\u010dna mirovina\"\n              class=\"mv-amount\">403,75 \u20ac<\/td>\n        <\/tr>\n        <tr>\n          <td data-label=\"Godine sta\u017ea\">20 do 24<\/td>\n          <td data-label=\"Broj korisnika\">60.219<\/td>\n          <td data-label=\"Prosje\u010dna mirovina\"\n              class=\"mv-amount\">501,94 \u20ac<\/td>\n        <\/tr>\n        <tr>\n          <td data-label=\"Godine sta\u017ea\">25 do 29<\/td>\n          <td data-label=\"Broj korisnika\">65.221<\/td>\n          <td data-label=\"Prosje\u010dna mirovina\"\n              class=\"mv-amount\">625,81 \u20ac<\/td>\n        <\/tr>\n        <tr>\n          <td data-label=\"Godine sta\u017ea\">30 do 34<\/td>\n          <td data-label=\"Broj korisnika\">129.314<\/td>\n          <td data-label=\"Prosje\u010dna mirovina\"\n              class=\"mv-amount\">700,86 \u20ac<\/td>\n        <\/tr>\n        <tr>\n          <td data-label=\"Godine sta\u017ea\">35 do 39<\/td>\n          <td data-label=\"Broj korisnika\">192.576<\/td>\n          <td data-label=\"Prosje\u010dna mirovina\"\n              class=\"mv-amount\">825,17 \u20ac<\/td>\n        <\/tr>\n        <tr>\n          <td data-label=\"Godine sta\u017ea\">40 i vi\u0161e<\/td>\n          <td data-label=\"Broj korisnika\">186.029<\/td>\n          <td data-label=\"Prosje\u010dna mirovina\"\n              class=\"mv-amount\">976,53 \u20ac<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n\n    <div class=\"mv-note\">\n      <strong>Izvor:<\/strong> HZMO, mirovine za\n      rujan 2026., ispla\u0107ene u listopadu.\n      Podaci se odnose na starosne mirovine\n      bez me\u0111unarodnih ugovora. Iznosi su\n      prosje\u010dne neto mirovine. Podatak za\n      30 do 34 godine sta\u017ea izra\u010dunat je\n      iz pojedina\u010dnih podataka HZMO-a.\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cetrdeset godina sta\u017ea donosi gotovo 400 eura vi\u0161e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Umirovljenici s najmanje 40 godina sta\u017ea u prosjeku primaju 976,53 eura, odnosno 397,48 eura vi\u0161e od korisnika koji nisu skupili 35 godina sta\u017ea. Razlika je jo\u0161 izra\u017eenija u usporedbi s umirovljenicima koji imaju manje od 20 godina sta\u017ea i prosje\u010dno primaju 572,78 eura manje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ipak, duljina sta\u017ea nije jedino mjerilo visine mirovine. Na izra\u010dun utje\u010du i pla\u0107e ostvarene tijekom radnog vijeka, vrsta mirovine te drugi zakonski elementi. Zato ni korisnici s jednakim brojem godina sta\u017ea ne primaju nu\u017eno jednake mirovine.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Za starosnu mirovinu dovoljno je 15 godina sta\u017ea<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Za ostvarivanje prava na redovitu starosnu mirovinu u Hrvatskoj potrebno je najmanje 15 godina mirovinskog sta\u017ea, uz ispunjenje propisanog dobnog uvjeta. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HZMO-ova statistika obuhva\u0107a starosne mirovine ostvarene prema Zakonu o mirovinskom osiguranju, uklju\u010duju\u0107i starosne mirovine za dugogodi\u0161nje osiguranike i one prevedene iz invalidskih mirovina. Nisu uklju\u010dene mirovine prema me\u0111unarodnim ugovorima, kao ni mirovine prema posebnim propisima za djelatne vojne osobe, hrvatske branitelje i pripadnike HVO-a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U prikazane godine mirovinskog sta\u017ea ura\u010dunati su efektivni i beneficirani sta\u017e, bez dodanog i pridodanog sta\u017ea. Podaci ne prikazuju nu\u017eno broj kalendarskih godina koje je pojedini korisnik proveo rade\u0107i.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vi\u0161e od 335.000 korisnika starosnih mirovina bez me\u0111unarodnih ugovora ima manje od 35 godina sta\u017ea. Prosje\u010dna neto mirovina iznosi im 579 eura.<\/p>\n","protected":false},"author":10,"featured_media":110652,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4947],"tags":[18],"class_list":["post-163673","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mirovina","tag-mirovine"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/163673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=163673"}],"version-history":[{"count":4,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/163673\/revisions"}],"predecessor-version":[{"id":163677,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/163673\/revisions\/163677"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/110652"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=163673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=163673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=163673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}