{"id":75944,"date":"2023-05-31T16:20:06","date_gmt":"2023-05-31T14:20:06","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=75944"},"modified":"2023-05-31T16:21:42","modified_gmt":"2023-05-31T14:21:42","slug":"nekad-vise-nekad-manje-fleksibilna-isplata-mirovina-stize-u-nizozemsku","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2023\/05\/nekad-vise-nekad-manje-fleksibilna-isplata-mirovina-stize-u-nizozemsku\/","title":{"rendered":"Nekad vi\u0161e, nekad manje: Fleksibilna isplata mirovina sti\u017ee u Nizozemsku"},"content":{"rendered":"\n<p>Nizozemski radnici i njihovi poslodavci uskoro ulaze u novi sustav mirovinskog osiguranja. Trenutno va\u017ee\u0107i sustav uklju\u010duje uplatu doprinosa u privatne mirovinske fondove, koji jam\u010de to\u010dno odre\u0111eni iznos mirovine. No u budu\u0107nosti \u0107e isplate mo\u0107i biti ve\u0107e, ali i manje. Sve \u0107e ovisiti o uvjetima na tr\u017ei\u0161tu, inflaciji,  kamatama, ali i o vje\u0161tini menad\u017eera fondova.<\/p>\n\n\n\n<p>Stari sustav se suo\u010dio s te\u0161ko\u0107ama jer nije ostvarivao dovoljne prinose; kamatne stope i doprinosi bili nedovoljni za odr\u017eavanje mirovina u skladu s inflacijom. Zbog svega je nizozemski Senat odobrio prijelaz na sustav &#8220;definiranih doprinosa&#8221;, \u010dak 14 godina nakon \u0161to je prvi puta predlo\u017een. <\/p>\n\n\n\n<p>Prema novim propisima, oko 180 mirovinskih fondova u Nizozemskoj \u0107e precizno navesti radnicima i umirovljenicima njihov udio u zajedni\u010dkom fondu te kakve beneficije mogu realno o\u010dekivati.<\/p><div id=\"mojev-625662538\" class=\"mojev-u-tekstu mojev-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Prikazni 1 u tekstu -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"8535551207\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n\n\n\n<p>Ovaj novi sustav \u0107e omogu\u0107iti fondovima da lak\u0161e ispla\u0107uju ve\u0107e iznose mirovina i beneficija ako ostvare bolje rezultate ulaganja. S druge strane, manji iznosi \u0107e biti ispla\u0107eni u slu\u010daju slabijih prinosa. Ipak, planirani su mehanizmi solidarnosti kako bi se ubla\u017eio utjecaj lo\u0161ih godina i osigurala stabilna isplata mirovina do kraja \u017eivota.<\/p>\n\n\n\n<p>Novi propisi o mirovinskom sustavu u Nizozemskoj trebali bi stupiti na snagu do 2028. godine. Ovaj korak \u0107e pru\u017eiti ve\u0107u transparentnost radnicima i umirovljenicima o njihovim mirovinama, ali i prilagodljivost fondovima u skladu s tr\u017ei\u0161nim uvjetima.<\/p>\n<div id=\"mojev-4281536682\" class=\"mojev-kraj-teksta mojev-entity-placement\" style=\"margin-bottom: 20px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Display-1 -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"1465712950\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Prema novim propisima, oko 180 mirovinskih fondova u Nizozemskoj \u0107e precizno navesti radnicima i umirovljenicima njihov udio u zajedni\u010dkom fondu te kakve beneficije mogu realno o\u010dekivati.<\/p>\n","protected":false},"author":1,"featured_media":66991,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[18,1002,1575],"class_list":["post-75944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti","tag-mirovine","tag-mirovinski-fondovi","tag-nizozemska"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/75944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=75944"}],"version-history":[{"count":0,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/75944\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/66991"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=75944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=75944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=75944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}