{"id":76788,"date":"2023-06-08T22:48:24","date_gmt":"2023-06-08T20:48:24","guid":{"rendered":"https:\/\/www.mojevrijeme.hr\/magazin\/?p=76788"},"modified":"2023-06-08T23:19:37","modified_gmt":"2023-06-08T21:19:37","slug":"koliko-dugo-treba-raditi-za-njemacku-mirovinu-izracun-je-jednostavan","status":"publish","type":"post","link":"https:\/\/www.mojevrijeme.hr\/magazin\/2023\/06\/koliko-dugo-treba-raditi-za-njemacku-mirovinu-izracun-je-jednostavan\/","title":{"rendered":"Koliko dugo treba raditi za njema\u010dku mirovinu? Izra\u010dun je jednostavan"},"content":{"rendered":"\n<p>Samo oni koji su ispunili tzv. razdoblje \u010dekanja ili minimalni sta\u017e osiguranja dobivat \u0107e mjese\u010dne transfere njema\u010dkog mirovinskog osiguranja u starosti. Za klasi\u010dnu starosnu mirovinu morate imati upla\u0107enih najmanje pet godina.<\/p>\n\n\n\n<p>No, \u0161to za visinu va\u0161e mirovine zna\u010di ispunjavanje samo minimalnog sta\u017ea osiguranja? To se ne mo\u017ee op\u0107enito re\u0107i. Jer kolika \u0107e vam mirovina biti uvelike ovisi o tome koliko zara\u0111ujete. Ne postoji zakonska minimalna mirovina. \u0160to su prihodi ve\u0107i, to su ve\u0107i doprinosi koje pla\u0107ate u zakonsko mirovinsko osiguranje. A oni zauzvrat odre\u0111uju koliko \u0107ete skupiti mirovinskih bodova (bodova zarade), javlja <a rel=\"noreferrer noopener\" href=\"https:\/\/fenix-magazin.de\/mnogi-se-odluce-vratiti-kuci-upravo-tada-evo-kolika-ce-vam-mirovina-biti-ako-radite-samo-pet-godina-u-njemackoj\/\" target=\"_blank\">Fenix <\/a><a href=\"https:\/\/fenix-magazin.de\/mnogi-se-odluce-vratiti-kuci-upravo-tada-evo-kolika-ce-vam-mirovina-biti-ako-radite-samo-pet-godina-u-njemackoj\/\" target=\"_blank\" rel=\"noreferrer noopener\">M<\/a><a rel=\"noreferrer noopener\" href=\"https:\/\/fenix-magazin.de\/mnogi-se-odluce-vratiti-kuci-upravo-tada-evo-kolika-ce-vam-mirovina-biti-ako-radite-samo-pet-godina-u-njemackoj\/\" target=\"_blank\">agazin<\/a>.<\/p>\n\n\n\n<p>Ako u jednoj godini zaradite to\u010dno onoliko koliko prosje\u010dno zara\u0111uje njema\u010dki radnik, bit \u0107e vam priznat to\u010dno jedan mirovinski bod. Ta \u0107e prosje\u010dna godi\u0161nja bruto pla\u0107a u 2023. provizorno iznositi 43.142 eura na zapadu i 41.967 eura na istoku.<\/p><div id=\"mojev-2135071980\" class=\"mojev-u-tekstu mojev-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Prikazni 1 u tekstu -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"8535551207\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n\n\n\n<p>Za svaki mirovinski bod imate pravo na tzv. vrijednost mirovine. To trenutno iznosi 36,02 eura na zapadu i 35,52 eura na istoku (od lipnja 2023.). Va\u0161 mjese\u010dni iznos mirovine nakon pet godina rada izra\u010dunava se prema sljede\u0107oj formuli: Mjese\u010dna bruto mirovina = bodovi zarade x faktor pristupa x trenutna vrijednost mirovine x faktor vrste mirovine.<\/p>\n\n\n\n<p>I faktor ulaska i faktor vrste mirovine imaju vrijednost 1 ako ne idete u prijevremenu mirovinu, a mirovina je uobi\u010dajena starosna mirovina.<\/p>\n\n\n\n\n\n<p><\/p>\n\n\n\n<p>Pretpostavimo sada da ste pet godina zara\u0111ivali prosje\u010dan prihod na Zapadu i da ste bili zaposleni u sustavu isplate mirovine. Onda ste svojim doprinosima prikupili to\u010dno pet mirovinskih bodova. Trenutna vrijednost mirovine rezultirala bi mjese\u010dnom mirovinom od 180,10 eura (5 x 1 x 36,02 x 1).<\/p>\n\n\n\n<p>Ako u pet godina rada ne dobijete to\u010dno jedan mirovinski bod, va\u0161a \u0107e se mirovina promijeniti. Pomo\u0107u&nbsp;<em><a rel=\"noreferrer noopener\" href=\"https:\/\/www.deutsche-rentenversicherung.de\/DRV\/DE\/Online-Dienste\/Online-Rechner\/RentenbeginnUndHoehenRechner\/rentenbeginnrechner_node.html\" target=\"_blank\">kalkulatora njema\u010dkog mirovinskog osiguranja<\/a><\/em> mo\u017eete odrediti kolika \u0107e biti va\u0161a mirovina \u2013 i kada mo\u017eete oti\u0107i u mirovinu, pi\u0161e <a rel=\"noreferrer noopener\" href=\"https:\/\/fenix-magazin.de\/mnogi-se-odluce-vratiti-kuci-upravo-tada-evo-kolika-ce-vam-mirovina-biti-ako-radite-samo-pet-godina-u-njemackoj\/\" target=\"_blank\">Fenix <\/a><a href=\"https:\/\/fenix-magazin.de\/mnogi-se-odluce-vratiti-kuci-upravo-tada-evo-kolika-ce-vam-mirovina-biti-ako-radite-samo-pet-godina-u-njemackoj\/\" target=\"_blank\" rel=\"noreferrer noopener\">M<\/a><a rel=\"noreferrer noopener\" href=\"https:\/\/fenix-magazin.de\/mnogi-se-odluce-vratiti-kuci-upravo-tada-evo-kolika-ce-vam-mirovina-biti-ako-radite-samo-pet-godina-u-njemackoj\/\" target=\"_blank\">agazin<\/a>.<\/p>\n<div id=\"mojev-235203525\" class=\"mojev-kraj-teksta mojev-entity-placement\" style=\"margin-bottom: 20px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"mojev-adlabel\">oglas<\/div><div style=\"height: 250px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8106111766207173\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Display-1 -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8106111766207173\"\r\n     data-ad-slot=\"1465712950\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Brojni gastarbajteri vra\u0107aju se iz Njema\u010dke \u010dim navr\u0161e minimalne uvjete za ostvarivanje mirovine u starosti. To \u0107e im, smatraju, biti vrijedan dodatak mirovini zara\u0111enoj u Hrvatskoj.<\/p>\n","protected":false},"author":1,"featured_media":76790,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[212,18,127],"class_list":["post-76788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti","tag-gastarbajteri","tag-mirovine","tag-njemacka"],"_links":{"self":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/76788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/comments?post=76788"}],"version-history":[{"count":0,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/posts\/76788\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media\/76790"}],"wp:attachment":[{"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/media?parent=76788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/categories?post=76788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mojevrijeme.hr\/magazin\/wp-json\/wp\/v2\/tags?post=76788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}